Guest Big Phil Posted December 11, 2002 Share Posted December 11, 2002 Most insurance companies will give you the run around when it is time to collect. I know that my insurance company (state farm) would not insure my Z for appraised value so I purchased a collector car policy thru Hagerty insurance. Hagerty only deals with collector cars and vintage boats. In fact they are the largest insurer of classic cars in the U.S. They will insure your car for FULL appraised value (with no deductible and no mileage limitations). I have my Z insured for $15,000 and I pay about 200 bucks a year. These guys insure every thing from Ferrari's to 510's In order to classify as a collector car, it must be garaged and it can not be your primary mode of transportation. In other words, you must have a fully insured daily driver. Their application even asks you to list all mods made to the vechicle (suspension, engine, body, interior). Since most of us have far more money and time invested in our cars than most average insurance customer. I would suggest everyone take a close look at their coverage. Hagerty Collector Car Insurance Website Quote Link to comment Share on other sites More sharing options...
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