My confusion is mostly about your "second car". If a collector car policy requires you to be insured on a second car ALSO, what qualifies for that second car.
My situation if I get a Z will be this...
I'd have the Z, drive VERY minimal miles, usually only ONE-MILE trips between my dorm and house. My family also owns a 97 Suburban, a 95 Volvo 960 (recently out of commission due to piston slap!), and a 2000 Kia Sephia (POS). Anyway, me, my mom, dad, and sister are all insured as drivers on all 3 of those cars. Is that enough for me to qualify for the collector car policy, or do I personally need to buy a second driveable car to insure myself under?