93TA Posted April 13, 2006 Share Posted April 13, 2006 My confusion is mostly about your "second car". If a collector car policy requires you to be insured on a second car ALSO, what qualifies for that second car. My situation if I get a Z will be this... I'd have the Z, drive VERY minimal miles, usually only ONE-MILE trips between my dorm and house. My family also owns a 97 Suburban, a 95 Volvo 960 (recently out of commission due to piston slap!), and a 2000 Kia Sephia (POS). Anyway, me, my mom, dad, and sister are all insured as drivers on all 3 of those cars. Is that enough for me to qualify for the collector car policy, or do I personally need to buy a second driveable car to insure myself under? Quote Link to comment Share on other sites More sharing options...
BLOZ UP Posted April 13, 2006 Share Posted April 13, 2006 That should qualify. If it's not through the same company that you are getting your collector's insurance, then you'll probably have to prove it. No big deal. Quote Link to comment Share on other sites More sharing options...
93TA Posted April 13, 2006 Author Share Posted April 13, 2006 K, sounds good. Quote Link to comment Share on other sites More sharing options...
Dan Juday Posted April 13, 2006 Share Posted April 13, 2006 It depends on the insurance company. I don't think Hagerty would go for it, three cars for four drivers. And they state clearly that the classic car they insure can't be used for commuting to and from work or school. My policy with them has no mileage limitations but clearly states how the car can be used. Quote Link to comment Share on other sites More sharing options...
Pop N Wood Posted April 13, 2006 Share Posted April 13, 2006 I looked into insurance with a company called JC Taylor. They were dirt cheap, but said I could only use the car for parades and club events. They said my insurance would be no good if I decided to make a quick run to the store on a weekend. Ended up getting regular insurance with Gieco for $300/year. Quote Link to comment Share on other sites More sharing options...
BLOZ UP Posted April 13, 2006 Share Posted April 13, 2006 I looked into insurance with a company called JC Taylor. They were dirt cheap' date=' but said I could only use the car for parades and club events. They said my insurance would be no good if I decided to make a quick run to the store on a weekend. Ended up getting regular insurance with Gieco for $300/year.[/quote'] heh. didn't you hear, I am the only member of my area's z club and we were going to the parts store today! Quote Link to comment Share on other sites More sharing options...
Guest BiltWel Posted April 14, 2006 Share Posted April 14, 2006 I am laughing with bloz up "heh. didn't you hear, I am the only member of my area's z club and we were going to the parts store today!" __________________ Don't forget those 20% discounts at the dealers either. Quote Link to comment Share on other sites More sharing options...
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