So yesterday, my car was totaled.
I was at a red light at the bottom of a bridge, and on the left lane there was a guy who was pushing his car because he was having car problems. 30 seconds into waiting for the red light to turn green, I looked into my rearview, I saw a Honda coming at me at least 45 mph. I saw him 2 seconds before he hit me, so I braced for impact. He pushed me to the other side of the intersection. I tried to exit the car but the feders trapped the door, so I climbed out the window. I went up to the driver and asked what happened with him and told him off for being reckless. He told me that he was distracted by the guy pushing his car because he wanted to help him out. So I called insurance and cops took a report.
Today the adjuster came and said the car is a total loss. He said they'll get back to me within a few days with an offer.
I've put a lot of time and money restoring this car, but I have a feeling they will try to lowball me. Has anyone had a similar experience? How much were you compensated? How can I make sure I get back what I put in?