Tim240z Posted February 11, 2004 Share Posted February 11, 2004 Just initiated a policy for my LT1Z. Agreed value coverage of $20,000.00, with a $200 deductable with Farmers. Cost: $136 per 6 months. I know this has been a hot topic of late. Tim Quote Link to comment Share on other sites More sharing options...
Guest smoov280zx Posted February 12, 2004 Share Posted February 12, 2004 How many miles are you limited to a year? Theres got to be a catch. Right? Mitch Quote Link to comment Share on other sites More sharing options...
Tim240z Posted February 12, 2004 Author Share Posted February 12, 2004 No limits whatsoever! Quote Link to comment Share on other sites More sharing options...
JMortensen Posted February 12, 2004 Share Posted February 12, 2004 Did it take you long to find someone to insure the car with? I had to look for a LONG time, then provide an appraisal before they agreed to do it. The whole time I was saying that I was going to PAY RATES AS IF IT WERE A NEW $15K CAR, but no one would deal with me. I finally did mine through State Farm. Now I have it insured as a classic, at something like $60 for 6 months. Jon Quote Link to comment Share on other sites More sharing options...
Tim240z Posted February 12, 2004 Author Share Posted February 12, 2004 I have all 3 cars (4 now) and my house through this agent. I just called and asked. Sent them a link to my site so they could see pics if they wanted. That's it. I did not get the car appraised, I just said I wanted $20k coverage! Tim Quote Link to comment Share on other sites More sharing options...
auxilary Posted February 12, 2004 Share Posted February 12, 2004 WOuld you mind providing the info for your agent? Sounds like a good deal, and my record is now clean, i'll have to switch agencies from *cough progressive cough* to something decent Quote Link to comment Share on other sites More sharing options...
Tim240z Posted February 12, 2004 Author Share Posted February 12, 2004 Alex, I would think that any Farmers Insurance agent would be able to provide you with a similar deal. I don't know how much extra discount I receive for multiple policies. It is insured as 'recreational use', but there isn't a milage limitation as far as I can tell. I don't plan on driving it a whole lot, so it isn't even an issue. I have my truck insured the same way, since I rarely use it (odd home depot run etc). Tim Quote Link to comment Share on other sites More sharing options...
DavyZ Posted February 12, 2004 Share Posted February 12, 2004 That would work for guys like Aux and myself that don't drive our Z's but once in a while. I have State Farm, but the price was about $600 per year on the car I never drove! I'm dumping them for what Tim has. $20,000 worth of insurance for only pennies IMO is much better then being soaked for years...*ugh* Davy Quote Link to comment Share on other sites More sharing options...
SleeperZ Posted February 13, 2004 Share Posted February 13, 2004 I only insured my Z for $2500, as it's just a budget racer. I suppose I could up the value to $5000 or so, just for all the driveline work and time into, but I pay $130 a year. Not too bad, when my family policy wanted $700 per year, liability only. The only drawback is it's a collector car policy, as as such, I cannot daily drive - it's for weekend driving and driving to track events. Probably a good thing too, last thing I need is another speeding ticket Quote Link to comment Share on other sites More sharing options...
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