GEICO insurance problems in Non Tech Board Posted November 29, 2006 As far as the original thread subject goes; I have only seen "care, custody and control" usually exclude coverage if the car is somewhere up-for-sale like at the supermarket parking lot or on a car sales consignment lot which in their opinion opens them up to higher risk of theft/damage, etc. DO NOT expect a repair shop's insurance coverage to cover your vehicle as they are liable only for negligence such as if they parked your car next to an open flame and a 5 gal can of gas and it burned up. HAS NEGLIGENCE EVER BEEN PROVEN IN COURT. I doubt it. If something happens out of their resonable control then they are not liable. If your car is stolen at a shop and the shop can show that the shop was locked, had outside lights, and the car was inside; they are not liable and this is when your own insurance takes over as it does at any other time as if it was in your own garage and someone broke in there.