Jeromio,
Seat back #2 will still allow the shoulder straps to pop off your shoulders and the seatback. There's nothing to keep the shoulder straps from moving outward.
In a frontal collision your collar bone and rib cage flex allowing your shoulders to move back. That allows the shoulder harnesses to slide off your collar bone. You need some kind of physical restraint to keep the shoulder harnesses in place.
In the past, Sternum (in front of the chest) and H (behind the shoulders) straps were used to keep the shoulder straps on the shoulders. In the 1990s when F1, CART, SCCA, and other sanctioning bodies started taking safety research seriously they found problems with both straps. Sternum straps wouldn't let the rib cage flew thus causing heart bruising in hard hits. H straps didn't let the collar bone flex causing broken collar bones (both sides) and scapulas.
Racing harnesses have to work in conjunction with a racing seat. Installation is critical (as we learned from Dale's wreck) and the seat and harness manufacturer's instructions must be followed to the letter. Unless you're willing to install a racing seat you're better off (from a safety standpoint) using the stock 3 point harness.
BTW... the Scroth DOT approved belts are different than most others because they have a special part added in the right shoulder harness. It is designed to "give" a couple inches in an impact allowing your right shoulder to move forward more than your left. I don't know all the reasons why this works, but it keeps you from submarining under the lap belt and, I THINK, it also allows you to run these belts without a racing seat. I could be very mistaken about that last part so check with Schroth.