Jibarra Posted March 12, 2015 Share Posted March 12, 2015 So yesterday, my car was totaled. I was at a red light at the bottom of a bridge, and on the left lane there was a guy who was pushing his car because he was having car problems. 30 seconds into waiting for the red light to turn green, I looked into my rearview, I saw a Honda coming at me at least 45 mph. I saw him 2 seconds before he hit me, so I braced for impact. He pushed me to the other side of the intersection. I tried to exit the car but the feders trapped the door, so I climbed out the window. I went up to the driver and asked what happened with him and told him off for being reckless. He told me that he was distracted by the guy pushing his car because he wanted to help him out. So I called insurance and cops took a report. Today the adjuster came and said the car is a total loss. He said they'll get back to me within a few days with an offer. I've put a lot of time and money restoring this car, but I have a feeling they will try to lowball me. Has anyone had a similar experience? How much were you compensated? How can I make sure I get back what I put in? Quote Link to comment Share on other sites More sharing options...
Jibarra Posted March 12, 2015 Author Share Posted March 12, 2015 Quote Link to comment Share on other sites More sharing options...
Ryan Merrill Posted March 12, 2015 Share Posted March 12, 2015 I have an agreed valu put on my car. If it get wrecked. 25K in my pocket. Quote Link to comment Share on other sites More sharing options...
Jibarra Posted March 12, 2015 Author Share Posted March 12, 2015 Was that before hand of an accident? The insurance agent said to find 280zs that I feel are in the ball park of mine and that can be my negotiation price. Quote Link to comment Share on other sites More sharing options...
ctc Posted March 13, 2015 Share Posted March 13, 2015 (edited) Since it is not your fault, get a lawyer. The other persons insurance company by law has to replace it for your valuation or make it whole again. They fix $35,000 Mercedes all day long. You need an advocate! Your insurance company should support you in this, as they will try to recover anything they pay you. Edited March 13, 2015 by ctc 1 Quote Link to comment Share on other sites More sharing options...
Jibarra Posted March 13, 2015 Author Share Posted March 13, 2015 My agent told me to wait for negotiations, if I don't get what I think it's worth, then I should lawyer up. So I'll see after negotiations. Is that really law? Where can I reference that law? Is there a civil code for that? Quote Link to comment Share on other sites More sharing options...
NgoZ Posted March 13, 2015 Share Posted March 13, 2015 Glad you're ok and was able to walk away. Wife cringed when she seen me looking at the pictures. Hope everything goes well. Quote Link to comment Share on other sites More sharing options...
texis30O Posted March 13, 2015 Share Posted March 13, 2015 The good thing is that Datsun values are on the up and up. Plenty of auction data to prove it. Quote Link to comment Share on other sites More sharing options...
Jibarra Posted March 13, 2015 Author Share Posted March 13, 2015 Thanks I am ok, just a little sore, doctor said I'll be fine, thanks for all the Z community because you've all been very helpful. Is there any way for me to get the selling prices as a price reference? Can I get a hold of those records? Quote Link to comment Share on other sites More sharing options...
texis30O Posted March 13, 2015 Share Posted March 13, 2015 You can look through the auction data. If you can't come up with stuff let me know. Quote Link to comment Share on other sites More sharing options...
socorob Posted March 14, 2015 Share Posted March 14, 2015 Did you have the big bumper on the back when this happened? Quote Link to comment Share on other sites More sharing options...
Phantom Posted March 15, 2015 Share Posted March 15, 2015 When my '77 was stolen years ago USAA asked if I had any photos of the car and could document any work I'd done on it since I purchased it. I had one photo that showed that I'd repainted it and I created a list with best guesstimate values of the other things I'd done to the car. I had purchased the car for $3,200 and sunk about $800 into it over 3 years. They gave me $3,200. I figured I was willing to part with $800 for three years of enjoyment. If you have repair records, lists of parts you purchased and their values and good photos get all that together. Then a visit to crags list and Ebay for cars in similar condition/configuration and you should have a good case. Quote Link to comment Share on other sites More sharing options...
Rob L Posted March 16, 2015 Share Posted March 16, 2015 Did you punch him out! Sorry to see that dude.....i know its after the fact but my insurance told me to get an appraisal and that appraisal is the value of my car and what i get back if anything happens. Quote Link to comment Share on other sites More sharing options...
michael wales Posted March 22, 2015 Share Posted March 22, 2015 Man it's hard to read and see a nice Z get totaled like that, good that you walked away. I would pull as many "comparable" examples for base pricing and dig up as many receipts/records/ etc that you can. Any photographs of aftermerket parts along with current price and value will also help. My insurance hagerty has always been great and has an agreed upon value but I would make sure your not letting your hard work go without a fight! Good luck and hopefully you find a good replacement. Quote Link to comment Share on other sites More sharing options...
jasper Posted March 23, 2015 Share Posted March 23, 2015 (edited) My 260Z has an agreed of roughly 20k+. Agreed is the only way to go, for future reference. If you don't get a fair offer, lawyer up. But it will cost you roughly 1/3 of settlement. Plenty of high comps out there. Edited March 23, 2015 by jasper Quote Link to comment Share on other sites More sharing options...
GreenState Posted March 29, 2015 Share Posted March 29, 2015 Sorry to hear about your car getting totaled, glad you're OK. Sounds you're on the right track to getting a valuation for your car. When you get another Z, definitely go with an agreed value insurance policy. Since your Z is a 'classic car', you have some options. I go through Hagerty (https://www.hagerty.com/) which specializes in older cars and offers agreed value policies, great customer service, and perks like flatbed towing. My Z is fully insured with an agreed value of $16k for $232 a year. You can adjust the policy as you upgrade to cover the new parts, just document it along the way. Quote Link to comment Share on other sites More sharing options...
Chris_Hamilton Posted March 29, 2015 Share Posted March 29, 2015 (edited) That car is repairable, try to buy it back from the Insurance company then search out a good competent Body Shop. You'd be surprised at what can be done on a frame machine. I would never think of junking that car. Edited March 29, 2015 by Chris_Hamilton Quote Link to comment Share on other sites More sharing options...
ryan95i4 Posted April 17, 2015 Share Posted April 17, 2015 ouch -- this is why I got an agreed value policy and an appraisal. Good luck with insurance, glad you're alright. Quote Link to comment Share on other sites More sharing options...
Six_Shooter Posted April 18, 2015 Share Posted April 18, 2015 That sucks and from the pictures looks like it was quite the hit.This is the very reason I added a 3rd brake light to my 240. I had too many close calls with people panic stopping behind me, because they didn't realize I was stopped. Ever since I have noticed a great reduction in panic stops. Quote Link to comment Share on other sites More sharing options...
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