Damn...I've been really lucky! Knock on wood...I've never had any bad experiences in the PI, or any other of the "fun" places I've had to go for work & play...I have a small money clip that only has an ATM card & my 1000 Peso bills. I keep that in my front pocket, and in the opposite, I'll carry 1,000-2,000P in small bills to spend on drinks, food, taxi. The rest stays in my room safe with my passport. I usually will stay in the Angeles City area though, and I'm pretty connected there, so have a small measure of protection. One of these days, I'll get around to taking another vacation there again. My last was in '07...