I agree, as you know you're getting a good deal for a nice car with the Three. If you want carefree and comfortable the 3, or a Honda is really the way to go.
On the other hand, if I was you I'd strongly consider an E36 BMW. Yeah, they are older, but that just means you're spending less, and you can probably go out and find a nice example for a relatively low amount of money. My dad and I found a '93 318iS with 5 speed and 200,000 miles at an auction last year. It is in very good condition for its age. We replaced the oil, front control arms, some bushings and the radio.
I've driven it a few times and even though it's a 318, it's a hell of a lot of fun to drive! Feels very tight, engine has good compression (10:1 factory!) and BMW just makes (made) everything feel right. The E36 really is well done. If you find a good example, save yourself $10k and have a fun DD. You'll have to do some maintenance, but if you can do simple stuff you'll save some cash there too. They're not hard to work on.
My brother drives the car now (S/C Previa died) and it really makes me want to get an E36 (6 cylinder, the 4 is lacking for my tastes) as my next DD, although I've been salivating over S2000s for a long time now.
Good luck in your search!