American collectors. They have by mileage policies. I don't know if Haggerty changed, but when I had them, the agent told me I could drive my car whenever. When I read the actual policy that was signed, it clearly stated you could only drive it to car events,car shops, etc. No going to dinner, the store,work, etc. Read your policy carefully. I don't know how hard they actually enforce that, but it gives them a way out if needed.