I started out the same.
One girl and a boy in the oven, small garage, small house, one income a mortgage the size of the national debt... and rusty Z with plans to put a motor in from a taxi.
Just take it slow. It will come around.
Now
Two incomes
Two kids in university.
One working.
Three in high school.
That's right...six.
Second woman.
Big house
Big garage full of junk and a V12Z.
I have almost lost the car to financal woos a few times.
Next month I will have had this car twenty years.